Empowering College Students: Financial Wellness at Alabama A&M

Addressing Financial Stress Among College Students

Financial stress is a significant burden for many college students, affecting their academic performance and overall well-being. The students most at risk include first-generation college students, low-income students, and minority students. Without proper financial guidance, these students may struggle to manage tuition costs, living expenses, and unforeseen financial emergencies.

Recognizing this challenge, financial aid directors play a crucial role in providing resources to support students on their educational journey.

A Partnership for Financial Literacy

At Alabama A&M University, Mr. Marcus Taylor, the Financial Aid Director, has taken proactive steps to address financial stress among students. Through a partnership with PG Heritage Foundation, Inc., he is helping students learn about financial responsibility and stress management. This collaboration provides students with essential tools and knowledge to navigate their finances more effectively.

 Mr. Marcus Taylor, the financial aid Director at Alabama A&M partnered with PG Heritage Foundation to help students learn about financial responsibility and stress management.

Setting Students Up for Success

PG Heritage Foundation has made a strong commitment to tackling financial stress by implementing a Financial Wellness Program. This initiative is designed to empower students with the skills needed to make informed financial decisions and build healthy financial habits that will serve them well beyond college.

PG Heritage Foundation, Inc. has made a commitment to address financial stress by implementing a financial wellness program to empower students to make informed financial decisions and develop healthy financial habits.

The Impact of Financial Stress on Academic Performance

A survey conducted by the National Financial Educators Council revealed that nearly 60% of college students reported financial stress had negatively impacted their academic performance. When students are overwhelmed with financial concerns, their ability to focus on coursework and career development suffers.

Mr. Gosa is a financial planner who brings a great wealth of information on addressing financial stress.

Providing Solutions: Rise to the Top Lunch & Learn Seminars

To combat financial stress, PG Heritage Foundation has introduced the Rise to the Top Lunch & Learn Seminars at Alabama A&M. These engaging sessions equip students with essential financial literacy skills, covering topics such as:

• Budgeting

• Saving

• Credit management

• Financial planning for life after college

Financial planner Mr. Gosa plays a key role in these seminars, sharing his expertise on financial stress management and guiding students toward financial stability.

By investing in financial education, Alabama A&M and PG Heritage Foundation are helping students build brighter futures—one seminar at a time.